Step 1 - The AI
What does this system do?
Discovery
Northstar Commerce runs an autonomous procurement agent.
The agent evaluates suppliers, recommends purchases, and approves selected transactions for an e-commerce procurement team.
Applicant
Northstar Commerce
Industry
E-commerce
AI system
Procurement Agent
Business purpose
Autonomous purchasing assistant
Deployment
Production pilot
Underwriting Input Map
1Business inputs
2AI authority
3Data & IP
4Controls
5Dependencies
6Loss model
7Insurance readiness
The underwriting question:
What information do we need to underwrite an AI system?
InclusionScore converts standardized audit evidence into underwriting variables: exposure, authority, controls, dependencies, modeled loss, and insurance readiness.
01 Register AI system
02 Assess seven risks
03 Calculate AI Asset Value
04 Calculate AI Value at Risk
05 Calculate Control-Adjusted Exposure
06 Build loss scenarios
07 Evaluate fortuity
08 Apply controls
09 Map existing coverage
10 Select risk-treatment strategy
11 Structure retention and layers
12 Produce readiness report