Coverage Map

Map AI loss scenarios to potential coverage pathways

Coverage analysis requires review of actual policy wording, endorsements, facts, contracts, and applicable law. This is not a coverage determination.

Exposure -> Potential Existing Coverage -> Contractual Transfer -> Retained Risk -> Potential AI Coverage Gap

Potential coverage pathway - requires policy and endorsement review.

Scenario	Risk	Cyber	Technology E&O	Professional Liability	Media Liability	Intellectual Property	Crime	Property	Business Interruption	Contingent Business Interruption	D&O	EPLI	General Liability	Product Liability	Captive / Self-Insurance	Contractual Risk Transfer	Unmapped / Potential Coverage Gap
Runaway AI Resource Consumption	ARAR	Potentially relevant	Potentially relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Possibly overlapping	Potentially relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Potentially relevant	Requires policy review	Possibly overlapping
Erroneous Procurement Decision	AEDR	Likely not relevant	Potentially relevant	Potentially relevant	Likely not relevant	Likely not relevant	Potentially relevant	Likely not relevant	Likely not relevant	Likely not relevant	Possibly overlapping	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Potentially relevant	Possibly overlapping
Model Failure Causing Procurement Disruption	AOFR	Potentially relevant	Potentially relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Potentially relevant	Possibly overlapping	Potentially relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Requires policy review	Possibly overlapping
Training Data IP Challenge	IPER	Likely not relevant	Potentially relevant	Likely not relevant	Potentially relevant	Potentially relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Likely not relevant	Requires policy review	Possibly overlapping